Employee Value Transfer

Value transfer of previously accumulated pension

Will I get a pension gap if I don’t transfer my pension? You have received information from your new pension fund / insurance company about transferring your pension and you wonder if this is a clever thing to do. In some cases it is wise to transfer your pension, as it will help to decrease or prevent a pension gap. In other cases it can be wise to leave your pension with the existing pension fund / insurance company. We would like to help you investigate what is the best choice for you.

Our working method in 4 steps

  1. Have a free inventory and introductory meeting, without obligation.
  2. Assess the proposal from your current insurance company.
  3. Review the existing pension contract.
  4. Provide advice and aftercare.


NSL operates on the basis of mutual trust. Without trust we would not be able to provide appropriate advice for you. Therefore both sides can decide to stop the advice process after each step described above.


We are independent and will not be paid by the pension insurance company, industry pension fund or bank. We charge you for every step in the process at a fixed price for every hour we spend on it. If you would like to make use of our service we will set up a contract including a specification of the required hours.